Website Terms and Conditions of Use

Effective Date:  Welcome to maryefetzko.com. Please read these terms and conditions carefully. By accessing or using our website, you agree to be bound by these terms. If you do not agree to these terms, you must not use our website.

1. Acceptance of Terms

By accessing and using maryefetzko.com (“the Website”), you accept and agree to be bound by the following terms and conditions. These terms may be modified by us at any time, and any changes will be posted here. Continued use of the website after any changes implies your acceptance of the new terms.

2. Use of Website Content

This Website is provided for your personal, non-commercial use only. You may not:

• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Website or its contents for commercial purposes without express written permission from us.
• Use any material found on the Website for purposes other than intended without proper authorization.
• Violate or attempt to violate the security of the Website or interfere with the normal functioning of the Website.

3. Intellectual Property Rights

All content available on the Website, including text, graphics, logos, icons, images, audio clips, video clips, data, software, and other materials (collectively, “Content”) are the property of maryefetzko.com or its content suppliers and protected by copyright, trademark, and other intellectual property laws.

• You may not modify, publish, transmit, participate in the transfer or sale of, create derivative works from, or in any way exploit any of the Content in whole or in part.

4. User Obligations

By using the Website, you agree to comply with all applicable local, state, and federal laws and regulations. You also agree not to engage in any activity that could damage, disable, overburden, or impair the Website or interfere with other users’ use of the Website.

5. Limitation of Liability

To the fullest extent permitted by law, maryefetzko.com disclaims any and all warranties, express or implied, regarding the Website. We do not guarantee that the Website will be error-free, virus-free, or that your use of the Website will be uninterrupted.

In no event shall maryefetzko.com, its officers, directors, employees, agents, or affiliates be liable for any direct, indirect, incidental, special, punitive, or consequential damages arising from your use of or inability to use the Website, even if we have been advised of the possibility of such damages.

6. Third-Party Links

The Website may contain links to third-party websites or resources. These links are provided solely for your convenience and do not imply endorsement by us. We are not responsible for the content, products, services, or privacy practices of these third-party websites and encourage you to review their terms and conditions and privacy policies before using them.

7. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which is hereby incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices concerning personal information.

8. Indemnification

You agree to indemnify, defend, and hold harmless maryefetzko.com and its affiliates, officers, directors, employees, agents, and licensors from and against all losses, liabilities, expenses, damages, and costs, including reasonable attorneys’ fees, arising out of or relating to any violation of these Terms by you or any activity related to your use of the Website.

9. Governing Law

These Terms and your use of the Website are governed by and construed in accordance with the laws of [Your State/Country], without regard to its conflict of law principles. Any dispute arising under these Terms will be resolved exclusively in the appropriate court in [Your State/Country].

10. Termination

We reserve the right to terminate or suspend your access to the Website at our discretion, without notice, if we believe that your conduct violates these Terms or is otherwise harmful to the Website or other users.

11. Changes to These Terms

We may revise these terms at any time by posting an updated version on this page. You are encouraged to review these terms regularly. Your continued use of the Website after changes are posted constitutes your acceptance of the revised terms.